A rare opportunity to own a distinguished turn-of-the-century Victorian residence in the heart of Urbana. Built in 1900, this home reflects the elegance of its era with Gothic-inspired architectural character, defined by steep rooflines, vertical lines, and refined historic detailing. The home retains much of its original charm while offering opportunity for updates to further enhance its historic appeal. Offering over 2,200 square feet, the home features a graceful circular floor plan with natural flow throughout the main level, where the kitchen serves as the heart of the home. The main floor includes a convenient half bath and well-proportioned living spaces that balance historic character with everyday function. Upstairs, the private bedroom level includes a primary suite with added en suite bath (2020), creating a quiet retreat within the home's historic framework. A spiral staircase leads to a unique loft space, adding charm and versatility. Throughout the home, updated vinyl windows maintain the original design intent, enhancing natural light while preserving architectural character. Dual HVAC systems provide modern comfort on both levels, along with first-floor laundry and abundant storage throughout. A rear addition expands livability, currently used as a dining space but well suited for a mudroom, hobby area, or studio. The dry basement adds valuable storage. Outdoor living includes a large screened-in porch ideal for entertaining, a beautifully landscaped yard, patio area, and partially fenced grounds offering both privacy and charm. Set on a rare oversized lot in central Urbana, the property also includes a detached three-car garage with oversized access for RV or boat storage, plus workshop space. Conveniently located near Urbana High School and downtown dining and shopping, this home offers a rare blend of historic character, space, and everyday convenience. A timeless residence ready for its next chapter.